The Low Down - Momentum Works

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Chris White

Banks enabled, not stifled, the rise of Alipay – Part 2

In part one of this article, we wrote about the background of mobile payment platforms in China. In this second part, we talk about how these platforms work and the benefit to their providers. So, how (and why) do these… Continue Reading →

Banks enabled, not stifled, the rise of Alipay – Part 1

The state-owned banking network in China has long been criticised for blocking innovation; however, without their support, third-party payment platforms such as Alipay would not have been able to flourish like they are now. Unfortunately, many commentators have overlooked this… Continue Reading →

Spy work: who owns this QR payment business?

So we recently saw this sticker at a shop in Singapore: They accept payment by Sphere Pay, a QR based payment service pretty much like many that are mushrooming in Singapore. So who is Sphere Pay? Who owns it? Let’s… Continue Reading →

Why founders increasingly hate the word ‘startup’

Only two years ago, startup was the ‘in’ thing and friends who were launching their ventures were proudly declaring they were a ‘startup’. The mood seems to have changed dramatically since. What I often hear nowadays is: “what are you… Continue Reading →

Chinese Loan Apps in Indonesia

If you read our earlier articles about the Indonesian payday loan market (Part 1 and Part 2 are linked here for your convenience) you will already know about the rush of Chinese lenders backed by proven business models that are… Continue Reading →

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