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Why fintech companies in China avoid SMEs
While all the governments are encouraging P2P to be primarily helping SMEs with credit for growth, the founder of one of China’s largest fintech...
Bitcoin passed $7000, what does it mean for you?
Bitcoin seems to be all the hype now - from Main Street to Wall Street. I get calls now and then to talk about Bitcoin,...
The gold rush in Indonesian payday loan market – Part 1
In a recent Fintech investor brief in Singapore, where more than 50 investors participated, almost nobody was aware of the huge gold rush that...
Lazada squeezes the likes of Ezbuy out in Southeast Asia
We have always been arguing that with the giants such as Alibaba, Lazada and JD.com entering the Southeast Asian market, smaller e-commerce platforms will...
Trivia: Chinese internet companies dig animal names
If you've been closely following Chinese internet industry, you might notice a very interesting phenomenon:
Many companies use animals or plants in their logos,...
Mobile payment in Southeast Asia – overview and trends – Part 3/3
Who owns the future? The governments or the internet giants (or someone else)?
In the first two parts of this analysis, we discussed why we...
Mobile payment in Southeast Asia – overview and trends – Part 2/3
Plausible and implausible use cases for payment adoption in Southeast Asia
In Part 1, we discussed why we couldn’t exactly replicate Alipay and Wechat in...
Mobile payment in Southeast Asia – overview and trends – Part 1/3
Can someone replicate the success of Wechat Pay or Alipay?
Our Chinese entrepreneur friends believe that the low penetration of banking services in South...
Why a derelict rural shop accepts WeChat & Alipay
I stopped my car to walk into this small grocery shop near the roadside to buy some bottled water. This was in the countryside...
Overlooked enabler of China’s last mile logistics success
What  are the biggest enablers of China’s ecommerce and O2O boom?
Capital, technology, (huge) consumer base, rising consumption power, and (relatively) cheap labour?
Well, they...
