Why fintech companies in China avoid SMEs
While all the governments are encouraging P2P to be primarily helping SMEs with credit for growth, the founder of one of China’s largest fintech...
The gold rush in Indonesian payday loan market – Part 2
In the first part of this article, we took a look at the craze of Chinese mobile payday loan companies entering the Indonesian market....
The gold rush in Indonesian payday loan market – Part 1
In a recent Fintech investor brief in Singapore, where more than 50 investors participated, almost nobody was aware of the huge gold rush that...
Lazada squeezes the likes of Ezbuy out in Southeast Asia
We have always been arguing that with the giants such as Alibaba, Lazada and JD.com entering the Southeast Asian market, smaller e-commerce platforms will...
Brands losing their grip in ecommerce era – or are they?
E-commerce has grown to be a powerful distribution channel for goods, and I believe it will continue to grow in weight and influence in...
Are ICOs a more democratic way of fundraising?
Our own Jianggan Li moderated a panel discussion on ICO & Regulation last Thursday (12 Oct), as part of INSEAD FinTech Week. On the...
Mobile payment in Southeast Asia – overview and trends – Part...
Who owns the future? The governments or the internet giants (or someone else)?
In the first two parts of this analysis, we discussed why we...
Mobile payment in Southeast Asia – overview and trends – Part...
Plausible and implausible use cases for payment adoption in Southeast Asia
In Part 1, we discussed why we couldn’t exactly replicate Alipay and Wechat in...
Mobile payment in Southeast Asia – overview and trends – Part...
Can someone replicate the success of Wechat Pay or Alipay?
Our Chinese entrepreneur friends believe that the low penetration of banking services in South...
Decision making in a startup: give up some to gain more
Most startups a have limited runway, constantly running against time, market, and competition. It is imperative to ensure that the right person calls the...
