The Low Down - Momentum Works

We provide the low down on all the happenings in Tech & VC.


FinTech & Insurtech

[MW Special Report] Consumer Finance Overview in Indonesia – Part 2

In Part 1 of this article, we had an overview of the entire Indonesian market, and zoomed into consumer behaviour and consumer finance market. In the second section, we will look into the regulatory environment, identify key players in consumer… Continue Reading →

[MW Special Report] Consumer Finance Overview in Indonesia – Part 1

The increasing household expenditure and the underdeveloped consumer lending industry create huge demand and growth potential for consumer finance in Indonesia. While hundreds of players are rushing in because of the clear opportunities, underlying risks must be weighted to ensure… Continue Reading →

What we discussed during “Chinese gold rush in Indonesia”

Thanks to all of you, investors, entrepreneurs and corporate decision makers, who showed up at our sharing session “Chinese gold rush in Indonesia” last Wednesday (29 Nov). It was a cosy night. We had some very interesting discussions with people… Continue Reading →

Chinese Loan Apps in Indonesia

If you read our earlier articles about the Indonesian payday loan market (Part 1 and Part 2 are linked here for your convenience) you will already know about the rush of Chinese lenders backed by proven business models that are… Continue Reading →

The failure that defined Alipay’s success

In case you have been living under a rock (or a pile of paperwork) these last few years, here’s an introduction of Alipay (支付宝) and related Alibaba services , courtesy of the Alibaba Group. We caught up with few fintech… Continue Reading →

Alipay & WeChat Pay stick, GrabPay doesn’t, literally

We came across this at a florist in Singapore. What does this tell us? Some of our thoughts: Alipay and WeChat Pay are very present in Singapore – and many other cities in Southeast Asia Chinese tourists frequent. GrabPay is… Continue Reading →

Why fintech companies in China avoid SMEs

While all the governments are encouraging P2P to be primarily helping SMEs with credit for growth, the founder of one of China’s largest fintech platforms, has a different perspective. “I do not do SMEs at all,” he told us at… Continue Reading →

The gold rush in Indonesian payday loan market – Part 2

In the first part of this article, we took a look at the craze of Chinese mobile payday loan companies entering the Indonesian market. In the second installment, we are going to review the key challenges and risks they are… Continue Reading →

The gold rush in Indonesian payday loan market – Part 1

In a recent Fintech investor brief in Singapore, where more than 50 investors participated, almost nobody was aware of the huge gold rush that is happening right across the Java Sea in Indonesia – Chinese mobile payday loan companies are… Continue Reading →

Are ICOs a more democratic way of fundraising?

  Our own Jianggan Li moderated a panel discussion on ICO & Regulation last Thursday (12 Oct), as part of INSEAD FinTech Week. On the panel were Daniel Ben-Aron, Csaba Robert Horvath, Nizam Ismail, David Moskowitz, and Igor Pesin In… Continue Reading →

© 2018 The Low Down – Momentum Works — Powered by WordPress

Theme by Anders NorenUp ↑